Home Loan Options

First-Time Home Buyer Loans

Buying your first home should feel exciting, not overwhelming. We match first-time buyers with the right loan program and walk you through every step of the process.

Highlights

What makes this loan a good fit.

Low down payment options

Programs starting at 0–3.5% down so you can buy sooner.

Down payment assistance

We help you find grants and assistance programs you may qualify for.

First-time buyer education

Clear, jargon-free explanations of every step from pre-qualification to closing.

Flexible credit guidelines

Multiple loan programs to fit a wide range of credit profiles.

Lender credits available

Reduce closing costs with eligible lender or seller credits.

One point of contact

Erin personally guides you from your first call through closing day.

Best for

Is this the right loan for you?

Every situation is different. Call Erin and we'll walk you through the trade-offs and find the loan that actually fits your goals.

  • First-time buyers anywhere in our 21 served states
  • Buyers who haven't owned a home in the last three years (also considered first-time)
  • Renters ready to stop renting and start building equity
  • Buyers who want a patient guide through the process