Home Loan Options
VA Loans
A benefit earned through service. VA loans, guaranteed by the Department of Veterans Affairs, offer 0% down, no PMI, and competitive rates for eligible borrowers.
Highlights
What makes this loan a good fit.
$0 down payment
Most eligible borrowers can finance 100% of the home's value.
No mortgage insurance
Skip monthly PMI — the VA guaranty replaces it.
Competitive rates
VA rates are consistently among the lowest in the market.
Limited closing costs
The VA limits which closing costs you can be charged.
Reusable benefit
Your VA entitlement can be used more than once over a lifetime.
No prepayment penalty
Pay your loan off early without extra fees.
Best for
Is this the right loan for you?
Every situation is different. Call Erin and we'll walk you through the trade-offs and find the loan that actually fits your goals.
- Veterans with qualifying service
- Active duty service members
- National Guard and Reserve members meeting service requirements
- Eligible surviving spouses