Home Loan Options
Grants & Down Payment Assistance
A wide range of state, local, and lender-funded programs exist to help you cover down payment and closing costs. We help you find the ones you actually qualify for.
Highlights
What makes this loan a good fit.
State housing programs
Many states offer down payment assistance bonds and grants for qualifying buyers.
Local & municipal grants
Cities and counties often offer additional help layered on top of state programs.
Forgivable second mortgages
Some programs forgive a portion of assistance each year you live in the home.
First-time buyer grants
Dedicated programs that don't need to be repaid if you meet residency requirements.
Closing cost assistance
Reduce the cash you need to bring to the closing table.
Combine with FHA, VA, USDA, or conventional
Assistance can stack with most loan products you qualify for.
Best for
Is this the right loan for you?
Every situation is different. Call Erin and we'll walk you through the trade-offs and find the loan that actually fits your goals.
- First-time buyers and qualifying repeat buyers
- Households within program income limits
- Buyers in areas with active state or local assistance programs
- Anyone short on down payment or closing cost funds